It is very important to say the right things concerning our world. Books such as 'The Secret' is based on the Law of Attraction, which is based on God's requirement for us to carefully choose our words concerning our life. Our words have to lie with God's words and God's thinking.
Proverbs 10:11 The mouth of a righteous man is a well of life: but violence covereth the mouth of the wicked.
Proverbs 10:14 Wise men lay up knowledge but the mouth of the foolish is near destruction.
James 3:2-6 James talks about our words, particularly in verse 6 And the tongue is a fire, a world of iniquity: so is the tongue among our members, that it defileth the whole body, and setteth on fire the course of nature; and it set on fire of hell.
Psalms 103:20 Bless ye the Lord, ye his angels, that excel in strength, that do his commandments, hearkening unto the voice of his word.
So the angels are waiting to do God's commandments and also our commandments, so you say. 'I am always in debt' and you will probably end up always in debt. However if you are in debt and say 'Wealth and riches are in my house', so mediate on the word and you go to bed thinking of wealth and riches being in your house, you will eventually get relevation and you will have wealth and riches in your house.
When God had his own problems, when the world was not like he wanted it. He said 'Let there be light'. He didn't say 'Oh No, it just so dark and there is not light anywhere'In Romans 4:17 b....we can 'calleth those things which are not as though they were'.
And Jesus said in Mark 11: 24 'Therefore I say unto you. What things soever ye desire, when ye pray, believe that ye receive them and ye shall have them'
If you go on google, find out about a man called Neville Goddard, some of his teachings are on youtube and he is very good, also try and get a recording of the art of imagination, it will change your way of thinking.